The states that currently offer risk pools are listed here. If your state isn't listed, you may want to contact the state department of insurance (also called the Insurance Commission) to find out if such programs are available in your state. Some states without risk pools have other types of coverage that you may be able to get if you meet certain requirements. See the "Additional resources" section for the National Association of Insurance Commissioners to find your state's insurance commission, or call your state capital's directory assistance.
Alabama Health Insurance Plan
Toll-free number: 1-877-619-2447
Web site: www.alseib.org/healthinsurance/ahip/plansoffered
Alaska Comprehensive Health Insurance Association
Toll-free number: 1-888-290-0616
Web site: www.achia.com
Arkansas Comprehensive Health Insurance Plan
Toll-free number: 1-800-285-6477
Web site: www.chiparkansas.org
California Comprehensive Major Risk Medical Insurance Program
Toll-free number: 1-800-289-6574
Web site: www.mrmib.ca.gov/MRMIB/MRMIP.shtml
CoverColorado
Toll-free number: 1-877-461-3811
Web site: www.covercolorado.org/Pages/default.aspx
Connecticut Health Reinsurance Association
Toll-free number: 1-800-842-0004
Web site: www.hract.org/hra/index.htm
Idaho Individual High Risk Reinsurance Pool
Toll-free number: 1-800-721-3272 (in-state only)
Web site: www.doi.idaho.gov/Health/individual.aspx
Illinois Comprehensive Health Insurance Plan
Toll-free number: 1-866-851-2751 (in-state only)
Web site: www.chip.state.il.us
Indiana Comprehensive Health Insurance Association (ICHIA)
Toll-free number: 1-800-552-7921
Web site: www.onlinehealthplan.com/index.cfm?xnode=0&ti=100&CFID=2471036&CFTOKEN=72312654
Iowa Comprehensive Health Association
Toll-free number: 1-877-793-6880
Web site: www.hipiowa.com
Kansas Health Insurance Association
Toll-free number: 1-800-362-9290
Web site: www.khiastatepool.com
Kentucky Access
Toll-free number: 1-866-405-6145
Web site: www.kentuckyaccess.com/index.cfm
Louisiana Health Plan
Toll-free number: 1-800-736-0947
Web site: www.lahealthplan.org
Maryland Health Insurance Plan
Toll-free number: 1-888-444-9016
Web site: www.marylandhealthinsuranceplan.state.md.us
Minnesota Comprehensive Health Association
Toll-free number: 1-866-894-8053
TYY: 1-800-841-6753
Web site: www.mchamn.com
Mississippi Comprehensive Health Insurance Risk Pool
Toll-free number: 1-888-820-9400
Web site: www.mississippihealthpool.org
Missouri Health Insurance Pool
Toll-free number: 1-800- 821-2231
Web site: www.mhip.org
Montana Comprehensive Health Association
Toll-free number: 1-800-447-7828
Web site: www.mthealth.org
Nebraska Comprehensive Health Insurance Pool
Toll-free number: 1-877-348-4304
Web site: www.nechip.com
New Hampshire Health Plan (NHHP)
Toll-free number: 1-877-888-6447
Web site: www.nhhealthplan.org
New Mexico Medical Insurance Pool
Toll-free number: 1-866-622-4711
Web site: www.nmmip.com
North Carolina Health Insurance Risk Pool (NCHIRP)
Toll-free number: 1-866-665-2117
Web site: www.nchirp.org
Comprehensive Health Association of North Dakota (CHAND)
Toll-free number: 1-800-737-0016
Web site: www.chand.org
Oklahoma Health Insurance High Risk Pool
Toll-free number: 1-877-793-6447
Web site: http://okhrp.org
Oregon Medical Insurance Pool
Toll-free number: 1-800-848-7280
Web site: www.omip.state.or.us
South Carolina Health Insurance Pool
Toll-free number: 1-800-868-2500 ext 46401 (Outside Columbia)
Phone number in Columbia area: 803-788-0500, ext. 46401
Web site: www.doi.sc.gov/consumer/schip.htm
South Dakota Risk Pool
Phone: 605-773-3148 (ask for a Risk Pool representative)
Web site: www.state.sd.us/bop/riskpool.htm
Tennessee AccessTN
Toll-free number: 1-866-CoverTN (1-866-268-3786)
Web site: www.covertn.gov/web/access_tn.html
Texas Health Insurance Risk Pool
Toll-free number: 1-888-398-3927
TDD: 1-800-735-2989
Web site: www.txhealthpool.org
Utah Comprehensive Health Insurance Pool
Phone: 1-801-442-6660 for Salt Lake area only; 1-800-705-9173 for rest of state
Web site: www.fritzfx.8m.com/hiputah/abouthip.html
Washington State Health Insurance Pool
Toll-free number: 1-800-877-5187
Web site: www.wship.org/Default.asp
West Virginia Health Insurance Plan/AccessWV
Toll-free number: 1-866-445-8491
Web site: www.wvinsurance.gov/accesswv
Wisconsin Health Insurance Risk-Sharing Plan
Toll-free number: 1-800-828-4777
Web site: www.hirsp.org
Wyoming Health Insurance Pool
Toll-free number: 1-800-442-2376 (in-state only)
Web site: insurance.state.wy.us/whip.html
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