Genetic Testing: What You Need to Know

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Who pays for genetic testing?

Genetic testing is complicated, and it can cost a lot. Some tests cost more than others, but the final bill can be thousands of dollars. Be sure you have an idea of how much it will cost you before you have testing done.

If you have health insurance, you must decide if you’re going to ask your insurance company to help pay for testing. For the most part, state and federal laws do not require insurance companies to pay for predictive testing. Some companies may cover the testing, while others may not.

The new federal health care law says that genetic testing should be covered for some women at higher risk for getting breast and/or ovarian cancer. The amount of coverage depends on your health plan, so you have to find out what’s included in your plan.

Last Medical Review: 10/18/2013
Last Revised: 03/11/2015