- Children Diagnosed With Cancer: Financial and Insurance Issues
- Covering the costs of cancer treatment
- Private health insurance options
- Types of private health plans for children
- How to manage your child’s health insurance
- Getting answers to insurance-related questions
- Keeping records of your child’s insurance and medical costs
- Handling a health insurance claim denial
- Keeping employer-sponsored health insurance coverage
- Government-funded health plans
- Who regulates insurance plans?
- Options for uninsured children
- What sources are available to help with treatment costs if my child doesn’t have insurance and there’s no public assistance available?
- Financial issues for families: Getting help with living expenses
- To learn more
Covering the costs of cancer treatment
If your child has been diagnosed with cancer, how to pay for treatment is usually not the first thing that comes to mind. But having health insurance coverage for cancer treatment and all of the needed follow-up care is critical for most people.
Even if your child has health insurance, you’ll find that it doesn’t cover all the costs involved. There are many extra expenses that come with illness. For instance, transportation, a place to stay while your child is being treated, food, and child care for other children in your family are not part of your health plan. A parent may have to take unpaid time off work or give up a job because of treatment schedules. (See our document, Family and Medical Leave Act for more about taking time off but keeping your job.) One or both parents missing time at work may cause a serious loss of income. Even if your child is well-insured, cancer can cause financial problems.
It’s important to have accurate, up-to-date information and a good understanding of your financial situation and your child’s insurance coverage. And, if monthly health insurance premiums are not deducted from your paycheck, it’s important to pay them on time to keep the coverage your child has.
Here, we’ll cover:
Last Medical Review: 11/13/2014
Last Revised: 01/08/2015