When you have problems paying a medical bill

Many people go through times when they find it hard to pay their bills on time. Most hospitals and agencies are willing to discuss and help resolve these problems. To keep a good credit rating, pay attention to notices that say the bill will soon be turned over to a collection agency. You want to avoid this if at all possible. Families can do the following:

• Explain the problem to the hospital or clinic financial counselor or the doctor’s office secretary.
• Work out a payment delay or an extended payment plan.
• Talk with the team social worker about sources of short-term help.
• Think about asking relatives or friends to help out with money on a short-term basis.