Health Insurance and Financial Assistance for the Cancer Patient

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Covering the costs of cancer treatment

When you’re told you have cancer, how to pay for your care is not usually the first thing that comes to mind. But having health insurance coverage for your cancer treatment and all of the needed follow-up care is critical for most people.

Some people must work out money issues before they can even start treatment. For others, it can become a problem after treatment begins. Either way, it takes time and energy to manage your medical bills, insurance, and finances. This can be especially hard when you have cancer.

Here, we’ll look at some of the new and existing resources that may be available to help people with cancer afford the care they need. Some of these resources can be helpful if you don’t have health coverage. They include government programs that help low-income people get cancer screenings or treatment, disability benefits, aid from voluntary organizations, and living benefits from life insurance policies, including viaticals (these will be explained later on). Even if you have health insurance, you may soon find out that it doesn’t cover all the costs involved. And even if you are well-insured, cancer can still cause financial problems.

It’s important to have accurate, up-to-date information and a good understanding of your financial situation and insurance coverage. And, if your health insurance cost is not deducted from your paycheck, it’s important to pay your monthly insurance premiums on time to keep the coverage you have. Having no health insurance can be scary, but there are still options.

Here we will cover:


Last Medical Review: 12/31/2013
Last Revised: 10/13/2014